Why am I asked to call you when I try to log in? You can use your Blue Light Card for Argos discounts only by buying vouchers first. Checking is relatively easy though. Why is my payment not showing on my account? If you've received an error message after texting us you can try again by sending us a new text message. 10 Rewards = 10 Argos eGift Card + 5% Rewards. Unauthorised use and/or duplication of this material without express and written permission from this sites author and/or owner is strictly prohibited. Although there's no charge for having an Argos Card account we may charge: The above charges are referred to in your Argos Card Terms & Conditions as 'Default Charges'. Can-i-use-my-card-to-withdraw-money-from-a-cash-machine-and-is-there Claiming your discount isnt always just a case of showing your card and receiving money off. - View your statements and cut down on paper. Make sure you're entering your most up-to-date Argos Card - if you have received a new Argos Card recently, you'll need to enter the details for that Card. How will I know if my Argos Card account is in Persistent Debt? Use up and down arrows to review and enter to select. We take your financial circumstances into consideration as well as some other information about your account. Do I need a PIN number to use my Argos card in Sainsburys. We know your debts aren't going to disappear on their own, but we really can help. DIY retailer Homebase has announced plans to close 42 stores, putting about 1,500 jobs at risk. You can contact our Customer Payment Solutions department by letter or telephone. Can I use my Argos Card to shop anywhere in Sainsburys? You can only use the Argos card in Argos shops, on the Argos website and in branches of Homebase. What happens when your Argos card expires? Struggling to pay your bills? To maintain a quality of service, calls may be monitored or recorded. Can you use your argos card in homebase? "I would like to make a payment against specific plan(s) myself" - You can choose how much you want to pay against any plans that you have. Please be aware that there are also many similar debt management businesses that will charge you for their services. The way you apply depends on whether you need a credit plan today Or whether youre lining up credit ready for future shopping at Argos or Habitat. Please don't reply to the error message because this won't register on our system. If it's not repaid, interest will be charged at the Normal Credit Rate from the date of purchase until you repay the balance in full. What do I do if I've lost my Argos Card or had it stolen? Can I use my Argos Card to shop anywhere in Sainsbury's? If you repay your Buy Now, Pay Later plan balance in full before the end date, you won't be charged any interest. By Phone: If youd prefer to speak to someone you can contact us on 03456 400 700. Go to 'Request New Credit Limit', enter your Annual Income, tell us the TOTAL credit limit you would like to have - that's your current limit PLUS the amount you want (e.g. If your card doesnt have a four digit PIN you cant use it online, but you can still use it in-store. If you have a Buy Now Pay Later plan due to expire next month then we'll also include how much deferred interest might be incurred on it if you don't pay off any more of your balance. There are several payment plans that come with owning the Argos card. leave out the first number, which is 6. Thank you! * These organisations all have different opening hours which may vary, so check their websites for details. We simply need to warn you that if you continue to pay the minimum, you'd owe the debt over a longer period and be charged more interest during that time. These cookies will be stored in your browser only with your consent. Can I change my Direct Debit details? Currys Business are pleased to offer windows 10 & 11 business laptop deals on a wide range of manufacturers such as HP, Lenovo, Dell, Acer, Toshiba and many more This wont affect your credit rating at all. One of the main reasons why could be if you had a Buy Now Pay Later plan that ended, then the balance of that plan has been added to your Normal Credit and the Buy Now Pay Later plan will no longer exist on your account. Estimated Interest is the amount of interest you might incur if you only pay your minimum payment before your next statement. What's Verified by Visa and MasterCard SecureCode? I've recently changed my name. DSG International has announced a selection of own-brand gadget ranges. If you remember your Login ID but you've forgotten your Memorable Word or Security Number, log in as normal (enter Login ID & Surname and press Next) but on the second page press Forgotten Your Security Details and follow the instructions. Tap and Pay too. You can also use your Argos Card to buy fuel at Sainsburys petrol stations, excluding Pay At Pump and to purchase any goods at Sainsburys petrol station convenience stores. Shop at Argos with flexible payment plans that give you longer to pay. Although card holders can gain discounts on selected products by requesting a vault code, you can also earn a . Discounts list 2023. Spread the cost on your Argos shopping with an Argos Card. . Colour: Pine Grey. All you need to know, The best cashback bank accounts: Earnings made easy, The best UK paid focus groups and interview sites, Cancelling Sky To Get A Better Deal Save Up To 60%, 10 simple ways to reduce car insurance costs, 15 simple ways to reduce heating bills by up to 40%, 7 steps to help find the best broadband deal, Blue Light Card Discounts List And Where To Use Your Card, 11 of the best budgeting apps in the UK 2023. You must pay your minimum payment each month. You just need to make sure the card number starts with 10000 and youve got a four digit security PIN. A Buy Now, Pay Later Plan (BNPL Plan) is a way of spreading the cost of a product over a period of time. For returns, product support and repairs Learn more here. If you think this is happening to you or someone you care about, here's how to get help. Give us a call on 0345 640 0700 to discuss this in confidence. You can apply for both, i applied for the Store Card not the Credit Card. We use Secure Sockets Layer (SSL) protocol for managing your encrypted session and 128 bit encryption, which is why the latest versions of web browsers are needed to register for and use this service. (Please ensure that you provide all of your details relevant to your Argos Card account). Microphone / volume / playback & functions control. If you have set up a repayment arrangement to clear the arrears on your account, then you don't need to increase your payments at the moment. You cant use your Argos Card to shop online at Sainsburys.co.uk or when using the Sainsburys app. In addition, you can also benefit from a 25 percent discount in store at Habitat, and you can nominate a second card user, as long as you live at the . Details. If you want a Direct Debit to take regular payments to pay off a Buy Now Pay Later you'll need to call us on 03456 400 700. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". Find your nearest store Corporate Self Service. There are two seperate things. If you're using browsers older than Chrome 28, Firefox 27, Microsoft Edge 12, Safari 7. } Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. What do I do? Once the balance is paid, you can shop as normal and enjoy interest-free shopping. Make the most out of your Online Account Manager. Find out more about Deferred Interest here. At the moment you can use your Love2shop Flexecash online and in store, however the Love2shop paper vouchers can only be used in store. HAIER American-Style Fridge Freezer With Water & Ice Dispenser How will Brexit affect the services I receive for my Argos Card? Below, I have listed two of the most popular Argos and Currys. Here's a look at the credit options offered by Currys, PC World and Argos, three of UK's leading retailers. Some of the most popular UK credit cards offer 0% interest on balance transfers for an introductory period of time. A Blue Light Card unlocks exclusive discounts for the NHS, emergency services, social care sector, and armed forces, as well as other workers. Date of experience: 12 September 2022. 14 in 1920 x 1080 Resolution. Please continue to make payments by an alternative method until your direct debit is set up. If you need to send your payment in the post, please allow extra time for this to reach us. Here is a full list of where you can spend Love2shop Gift Cards: A. Alton Towers Resort* Alton Towers Water Park* American Golf Antartex Village Argos. How do I report a bereavement? What should I do to ensure I don't pay more interest than I need to? No, we can't change your minimum payment without changing your agreement with us. I.e. How Deferred Interest is included as part of your Minimum Payment? Argos is all about making life that little bit easier, giving you unbeatable choice, value and delivery options to suit you, like same-day Fast Track Delivery on a wide range of items and free in-store Fast Track Collection services. 10 BONUS OFFER: Earn easy cash by watching videos, playing games, and entering surveys. Skip to main content. After you get your confirmation message, it can take some time for your card to be blocked while we process your request and make the changes we need to in our system. A credit search will be performed when you submit an application for an Argos Classic Credit Card which will leave a hard footprint on your credit report. FONT-SIZE: x-small; VERTICAL-ALIGN: middle; TEXT-ALIGN: left Find out more about Persistent Debt here. The cookies is used to store the user consent for the cookies in the category "Necessary". What happens to atoms during chemical reaction? Check your Love2shop card balance. . Analytical cookies are used to understand how visitors interact with the website. Yes, but remember that you will be charged interest from the date the withdrawal appears on your account, as well as an additional withdrawal fee (3% or 3, whichever is greater). My Argos Card on the App Store As outlined within our complaints procedure, if youre unhappy with our final response to your complaint, you can ask the Ombudsman for an independent review. Shop at Argos with flexible payment plans that give you longer to pay. We often link to other websites, but we can't be responsible for their content. Octopus refer a friend: 50 credit when switching 2023 code, 10 of the best receipt apps to earn money in the UK, The Top 10 Best Paid Survey Sites In The UK 2021, The best cashback sites in the UK: Earn 100s back, How much do extras get paid? How do I get past it? When will my Argos Card become Chip & PIN and/ or contactless? When can I use my new credit limit? Open the link and your statements will appear at the top of the page. 20 Rewards = 20 Argos eGift Card + 5% Rewards. You need to continue to make payments manually, until you see confirmation on your statement. Top Offers. Heres a look at the credit options offered by Currys, PC World and Argos, three of UKs leading retailers. How do I contact you? Registered Address: 123 Buckingham Palace Road | London | SW1W 9SH | United Kingdom. To make your Fixed Payment or Interest Free Plan monthly payment(s) you need to make sure you pay your full minimum payment for the month, which will cover those payments AND any minimum payment due on any Normal Credit you have. Does the Card cost anything? Necessary cookies are absolutely essential for the website to function properly. Please keep to the arrangement you have made. Payments can sometimes take up to 5 working days to show on your account depending how you make the payment (see here for more info). Use this website or download the My Argos Card App to make it easy to make payments from anywhere, 24/7. When you've cleared your balance, we will then close your account. Your payment history will show on your credit file and can affect your credit score. In addition, the Normal Credit Interest Rate will apply to the whole Normal Credit balance each month, until the balance is cleared, we refer to this as interest on interest. For example, let's say you have a Normal Credit balance of 500 on your Argos Card with an interest rate of 34.9% APR and you don't make any other purchases. You'll automatically receive these text messages if we have an up to date mobile number for you on our system. We like to remind customers of this to help them avoid their account entering Persistent Debt, which happens when they've paid more in interest, fees and charges than they have towards their original purchase. Does Persistent Debt affect my credit score? What can you do: - Log in using Face and Touch ID or simply using your Passcode. Unfortunately, no, Currys does not currently offer specific NHS discounts. Write to us: You can write to us at Home Retail Group Card Services Ltd, PO Box 211, Park Mill, Huddersfield, HD8 1FA. When you reach the checkout, breeze through by picking the PayPal option. 3. Buy Now, Pay Later is not available on Sainsburys purchases, but you can still use your card for Normal Credit. You can change your bank details here online. To find out why your card was refused in the first place, just contact your bank. Valid until 19 Mar 2023. . The Argos shopping process traditionally involved completing a small order form with the catalogue numbers of the desired items. Unfortunately, this means you won't be able to spend on your card or take out any new Buy Now, Pay Later plans. If you can, you should try to take action to move your account out of Persistent Debt. We will never ask you for your login details for myargoscard.co.uk. Similarly, can I use my Argos card in Homebase? Why are you increasing the interest rate on my account? This discount card allows Veterans and the Armed Forces Community to have a card that can allow them to receive military discounts. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. This cookie is set by GDPR Cookie Consent plugin. Your discount is applied automatically when you have your chosen amount on the card. If you change Bank account and don't let us know we might be trying to take money from your old bank account. Necessary cookies are absolutely essential for the website to function properly. Any remaining balance will be moved onto a Normal Credit plan and you will then be asked to pay at least the minimum monthly payment until your balance is paid off. Alternatively, they can be used to partially pay, in combination with other payment types. Find out more about Deferred Interest here. Argos is most well known for its traditional high street catalogue stores. 30/3 month plan length = 10 charged each month for three months. How Deferred Interest is included as part of your Minimum Payment? What happens next once I've confirmed my choice? How do I register? Further Details. Are you worried someone else is controlling your finances? Why can't I make one-off payments to Fixed Payment or Interest Free plans? Yes either for full payment or for part payment when using another payment method. Visa Debit, MasterCard Debit or Maestro) and press Make A Payment when you're logged in. We will continue to monitor your account for 18 months after we write to you the first time and we'll let you know during that time how you are progressing. Touch device users, explore by touch or with swipe gestures. Were sorry to hear youre having issues with your Argos Card. Credit buying has however alienated the need to have to pay for an appliance at the time of purchase. Its a simple way to pay for your online Argos shopping. The new Argos Credit Card issued by Vanquis can be used everywhere that accepts credit cards. When you get in touch with us, we will make a note of which option you've chosen and monitor your account to make sure that you're paying what you need to. If it's been longer than that, double check that the money's come out of your bank account and then give us a call. Argos . When you reach the balance checker, enter these 2 numbers: the 20-digit Card Number. Does Argos Have NHS Discount? - Mastery Wiki Find out all the ways you can pay including flexible credit and trade-ins. If the date of the rate change occurs in the promotional period of any Buy Now, Pay Later plans on your account, the Deferred Interest will be charged at your current rate up until the change in your interest rate has taken place, where it will then be charged at your new rate. Making a purchase using Your Plan is easy - Creation Can I use my Argos store card in Currys? This website will work on all commonly used browsers - Chrome, Microsoft Edge, Safari, Firefox - and on most devices (PCs, iMacs and Macbooks, iPhones, iPads, Android phone and Android tablets, Amazon Fire tablets). You can use any type of Argos Gift Card online, as well as in-store. Can I use my Argos classic credit card anywhere? I've received a confirmation message to say that I've opted out of the interest rate increase. If you're entering your Argos Card number, you don't need to type the first four digits (6335), just the 15 digits after that. Can I register again? If you've been in Persistent Debt for a while and you have received a letter from us which talks about confirming an option to us, click here to see how to work out your increased minimum payment. You can withdraw cash on your Argos Classic Credit Card from any cashpoint that displays the Mastercard logo. To claim your discount at Currys, you must purchase a gift card. Your Memorable Word is essentially your password - something only you'll know. This app cant be used in conjunction with gift cards, but it is useful to know about and could get you an even better discount. If you have chosen a physical card, you can top it up through the Edenred site again and wont have to wait for a new one to be sent. You dont get one until youve been with the company 6 months then they dont give you a discount card. Don't get burned by fraudsters' airfryer scam, warn consumer experts